Many of you know what the site Prosper is about:  a social-lending site which allows you to loan out money to many different people or borrow from a lot of different folks.  Well, that’s exactly what Lending Club is, except for one difference.
Lending Club takes away the auction type format that Prosper has.  If you are a lender (like me), this is a fantastic plan!  I can use Lending Club to find a loan that I’m happy with at a rate that I’m satisfied in getting, and I can place …